:root{--navy:#062640;--navy2:#0b3555;--cream:#fbf4e7;--gold:#efbe61;--gold2:#f8d995;--ink:#09213a;--muted:#5d6d7e;--line:#dbe3ea;--white:#fff;--danger:#8f2734}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--cream);color:var(--ink);line-height:1.55}a{color:#0d4f7c}a:hover{text-decoration-thickness:2px}.legal-top{position:sticky;top:0;z-index:20;background:var(--navy);color:#fff;border-bottom:1px solid rgba(255,255,255,.12)}.legal-top-inner{max-width:1160px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:14px 22px}.legal-brand{display:flex;align-items:center;gap:12px;color:#fff;text-decoration:none}.legal-brand img{width:150px;height:auto;display:block}.legal-actions{display:flex;align-items:center;gap:10px}.legal-actions a{color:#fff;text-decoration:none;font-weight:700;padding:10px 13px;border:1px solid rgba(255,255,255,.24);border-radius:10px}.legal-actions a.primary{background:var(--gold);color:var(--ink);border-color:var(--gold)}.legal-shell{max-width:1160px;margin:0 auto;padding:42px 22px 70px}.legal-hero{background:linear-gradient(135deg,var(--navy),#0b436a);color:#fff;border-radius:22px;padding:34px 36px;box-shadow:0 18px 42px rgba(6,38,64,.16);margin-bottom:22px}.legal-kicker{font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold2);font-weight:800}.legal-hero h1{font-size:clamp(34px,5vw,58px);line-height:1.02;margin:8px 0 12px}.legal-hero p{max-width:780px;margin:0;color:#edf4f8;font-size:17px}.legal-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;margin:18px 0;box-shadow:0 8px 24px rgba(9,33,58,.05)}.legal-card h2{font-size:25px;margin:0 0 10px}.legal-card h3{font-size:19px;margin:22px 0 8px}.legal-card p,.legal-card li{color:#30485d}.legal-card ul,.legal-card ol{padding-left:22px}.legal-card li+li{margin-top:7px}.legal-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.legal-tile{display:block;background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;color:var(--ink);text-decoration:none}.legal-tile:hover{border-color:#b88a34;box-shadow:0 8px 22px rgba(9,33,58,.08)}.legal-tile b{display:block;font-size:18px;margin-bottom:5px}.legal-tile span{color:var(--muted);font-size:14px}.legal-summary{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:18px}.legal-summary div{background:#fff;border:1px solid rgba(255,255,255,.18);border-radius:14px;padding:15px}.legal-summary strong{display:block;color:var(--gold2);font-size:14px}.legal-summary span{font-size:13px;color:#f4f7fa}.legal-table{width:100%;border-collapse:collapse;margin:14px 0;font-size:14px}.legal-table th,.legal-table td{padding:12px 10px;border-bottom:1px solid var(--line);vertical-align:top;text-align:left}.legal-table th{background:#f3f7fa;color:var(--ink)}.legal-callout{background:#fff7df;border-left:5px solid var(--gold);padding:16px 18px;border-radius:10px;margin:18px 0}.legal-danger{background:#fff4f4;border-left:5px solid #b33a48}.legal-small{font-size:13px;color:var(--muted)}.legal-footer{border-top:1px solid var(--line);margin-top:34px;padding-top:20px;display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;color:var(--muted);font-size:13px}.legal-footer nav{display:flex;flex-wrap:wrap;gap:14px}.legal-footer a{color:var(--ink)}.policy-nav{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0 0}.policy-nav a{font-size:13px;font-weight:700;padding:7px 10px;background:#edf3f7;border-radius:999px;text-decoration:none;color:var(--ink)}.checklist{display:grid;grid-template-columns:1fr 1fr;gap:12px}.checklist div{border:1px solid var(--line);border-radius:12px;padding:14px;background:#fbfdff}.checklist strong{display:block;margin-bottom:4px}.legal-status{display:inline-flex;align-items:center;gap:7px;padding:5px 9px;border-radius:999px;font-size:12px;font-weight:800;background:#eaf7ee;color:#176135}.legal-status::before{content:"✓"}.legal-subtle{background:#f6f8fa;border:1px solid var(--line);border-radius:12px;padding:14px}.legal-print{display:inline-flex;padding:10px 14px;border-radius:10px;background:var(--navy);color:#fff;text-decoration:none;font-weight:700;border:0;cursor:pointer}
@media(max-width:760px){.legal-top-inner{padding:10px 14px}.legal-brand img{width:122px}.legal-actions a:not(.primary){display:none}.legal-actions a{font-size:13px;padding:8px 10px}.legal-shell{padding:24px 14px 50px}.legal-hero{padding:24px 20px;border-radius:16px}.legal-hero p{font-size:15px}.legal-card{padding:20px 17px;border-radius:14px}.legal-grid,.legal-summary,.checklist{grid-template-columns:1fr}.legal-table{display:block;overflow-x:auto;white-space:normal}.legal-table th,.legal-table td{min-width:140px}.policy-nav{overflow-x:auto;flex-wrap:nowrap;padding-bottom:4px}.policy-nav a{white-space:nowrap}.legal-footer{display:block}.legal-footer nav{margin-top:12px}}
@media print{.legal-top,.legal-actions,.legal-footer,.policy-nav,.legal-print{display:none!important}body{background:#fff}.legal-shell{max-width:none;padding:0}.legal-card,.legal-hero{box-shadow:none;border:0}.legal-hero{background:#fff;color:#000;padding:0}.legal-hero p,.legal-kicker{color:#333}}